Privacy Policy

Calculator inputs and results

The mortgage planner performs calculations in your browser and does not require an account. The application does not send your entered mortgage values or calculated results to a server or save them in a database, cookies or browser local storage. Values and results are held in the page while you use it.

Your browser may retain or restore form values through its own features. A schedule CSV is generated in your browser when you request a download. Once saved, the file is under your control; anyone with access to it may be able to read its contents.

Website requests and hosting

Your browser makes network requests to load pages and website assets. Cloudflare may process ordinary technical request information necessary to serve and secure the website, such as your IP address, request details, browser information and similar network and security data.

The calculator does not include your mortgage inputs in page URLs or website requests.

Domain and hosting infrastructure

Cloudflare provides domain registration and DNS infrastructure, along with website hosting and content delivery network (CDN) services through Cloudflare Pages, for KaynatWorks at kaynatworks.com.

Cookies, analytics and other services

The current application does not implement analytics, advertising, tracking cookies, email marketing, user accounts or a database. It does not set application cookies or use browser storage to persist calculator inputs. There is no contact form.

Cloudflare Web Analytics

KaynatWorks may use Cloudflare Web Analytics to understand aggregate page traffic and website performance, such as which pages are visited and how quickly they load. If we introduce this service, we will update this policy to describe its actual use and configuration.

If enabled, a small script would run in your browser and send website usage and performance measurements to Cloudflare, a third-party service provider. Reports can include page views and visits, page addresses, referring websites, browser and operating system types, device types, country-level location, page loading times and measures of loading, responsiveness and visual stability.

Cloudflare describes Web Analytics as operating without analytics cookies or browser local storage, and without fingerprinting visitors to identify or follow them over time. Fingerprinting means combining device or browser characteristics to recognize a person. These analytics design choices are separate from the ordinary hosting and security processing described above.

We do not plan to send mortgage inputs or calculated results to Web Analytics. If we introduce this service, we will confirm its configuration and update this policy with applicable data-handling details, including retention and visitor choices. Learn more in Cloudflare’s Web Analytics description and its data collection documentation.

Email communications

If you contact [email protected], we receive your email address, the contents of your message and any attachments you send. We use this information to handle your inquiry and communicate with you. Zoho Mail provides our email service and processes these communications. Use example values for tool feedback and avoid sending mortgage statements, account numbers or other sensitive information.

External links

Some pages link to external resources, such as the mortgage planner’s CFPB reference. Following an external link takes you to a separate website with its own privacy practices. Your browser may send information with that request according to its settings.

Future changes

If analytics, advertising, accounts, additional contact services or other data-handling features are introduced, this policy will need to describe what information is collected, why it is used, who receives it, how long it is retained and any relevant choices. Hosting changes may also require updates. The date above identifies the latest revision.

Privacy questions

Email [email protected] with privacy questions. See the Contact page for guidance on tool feedback.